Ruby C. Santos

“I truly appreciate the work Ruby Santos and her team puts into the loan process. She is responsive, diligent, and thorough from start to finish. This is my third time working with Ruby on mortgage transaction, and each time she has prioritized my needs and experience. Many thanks!”

- Trevorr -

“Ruby Santos and her team were the absolute best. My first mortgage could not have gone smoother. Thank you Ruby!”

- James -

“Ruby Santos and her team were fantastic. They responded back to me when I needed them throughout the whole process. At one point I had an issue and they called me back after business hours and took care of the issue and kept me on track. I can't say enough about the level of service they provided. They are #1 in my book and I will absolutely refer them to anyone I know. Thank you so much Ruby and team.”

- Christopher and Irma -

“Ruby Santos and the team behind the transaction were fantastic! I have had several mortgages throughout my life and this was by far the best customer service. Ruby was knowledgeable and professional in all Important categories. I highly recommend her and the team at HarborOne!”

- Michael -

“Ruby and her team were fantastic! They were incredibly knowledgeable, responsive and supportive through the entire process. Even though it's a busy time for lenders, Ruby always took time to answer our questions and worked to get us a great rate in a very short time. Thank you, Ruby and team!”

- Bethany and Nikhil -

“Ruby was GREAT to work with.”

- Philip and Amy -

“Ruby Santos was amazing to work with and so exceptionally professional from the beginning to the end of the loan process and I would highly recommend her specifically to any of my friends and family in the future as well as harbor one bank.”

- Elizabeth -

“Ruby was great she kept me updated on the process and answered any questions I had ASAP.”

- Mary -

“I referred 2 other people within a month, both of whom used your company and were very pleased.”

- Kimberly -

“Ruby was (and is) fantastic!!”

- Michael and Christine -

“Ruby was professional and very knowledgeable with her profession. She walked me through everything I needed to do for a timely close. Job well done, Ruby!!!”

- Stephen -

“Great experience, we have since recommended Ruby to multiple friends.”

- Lawrence and Katherine -

“Ruby and her entire team was very helpful.”

- Jaswinder and Manjot -

“Very professional, pleasant and efficient. Always kept us informed and up to date.”

- Eileen and William -

“It was an absolute pleasure working with Ruby and her team! I would recommend and refer Harbor one to anyone and everyone.”

- Charles and Catherine -

“It was very easy to work with Ruby and her staff.”

- Maria and Yvette -

“We absolutely love Ruby and her team. If it weren’t for them we would not have been able to refinance our condo and receive a fantastic rate as well as buy our first home with an even better rate! Everything from friendly reliable assistance to timely informative service we highly, highly recommend!!”

- Janine -

“Exceptional service!! Professional and very responsive through the entire process.”

- Lynmarie -

“Fantastic experience!”

- David and Lisa -

“Great experience and a very professional staff.”

- Mariluz and Lazaro -

“Our loan officer Ruby Santos was the most conscientious and pleasant person we've ever dealt with. She was patient and very concerned for our satisfaction. An asset to your firm.”

- John and Carol -

“Ruby and HarborOne has been an absolute pleasure working with as part of the mortgage application process in pursuit of our first home. Starting from the pre-approval process all the way to the final closing, Ruby and team have been extremely proactive, responsive and diligent in guiding us at every step. Ruby personally spent more than an hour the day before the closing in walking us through every detail and nuances of the CD, ensuring full clarity, confidence and trust in HarborOne!”

- Suchismita -

“Ruby and her team delivered at each step. We placed our trust in Ruby - best decision we could have made. Honest, straight forward, clear and. concise. Many thanks!”

- Janet -

“Ruby was always very responsive with any questions we had and kept us up to date on the status of the loan.”

- Joseph and Michele -

“Ruby and her team made the entire process easy and seamless. They were great at a answering any questions and concerns we had. They deliver on time and were so helpful. Ruby is the best, so details, and went over everything with us ahead of time so that we had no surprises.”

- Anthony and Fabiola -

“RUBY IS THE BEST! She is incredibly knowledgeable and so easy to communicate with. She breaks things down for us and makes the process so smooth. We only trusted Ruby through this process and would recommend her to anyone and everyone.”

- Max and Jacklyn K. -

“Ruby and her team did a great and professional job on my case. I had a complicated case that Ruby was able to solve and manage it on time.”

- Amir M. -

“Ruby pulled off the unthinkable and got a loan closed in 2 weeks. Superstar!”

- Michelle L. -

“""The process was very easy and I can’t say enough about Ruby. Dealing with Ruby and her team was the best. They were very knowledgeable and always pleasant to speak with. I would recommend Harbor One to anyone purchasing a home"”

- Sharon R. -

“"Ruby and her team never fails to satisfy me and the buyers"”

- Leonard C. - Selling Agent -

“"Ruby was amazing as always!!" ”

- Lisa I. - Selling Agent -